US BANK TRANSFER:
ACH DIRECT DEBIT PAYMENTS
ACH Direct Debit allows you to pay for your subscription via a US bank account. You have the choice to automatically authenticate with the help of your bank - or to manually authenticate through a micropayment.
Please note that some business bank accounts may have filters in place to deny debits from unknown entities. To allow our payment provider Stripe to debit from your account on our behalf, Stripe's ACH company IDs might need to be provided to your bank to ensure ACH transactions will be processed.
To minimize potential for declined payments due to unauthorization failures, we recommend you to provide the following two ACH company IDs to your bank:
- 1800948598 - Stripe Payments Company
- 4270465600 - Stripe Payments Company
Instructions for Selecting ACH Direct Debit as a Payment Method
Step 1:
During checkout, select "US bank account" as payment method.
Automated Bank Authentication (Steps A2–A7)
Step A2:
To authenticate via your bank, either:
- Select your bank from the available list, or
- Use the search function to find it.
If your bank is not listed or you do not have your authentication details, proceed with the manual authentication (Steps B2–B8).
Step A3:
Agree to connect your bank account to our payment provider.
Step A4:
Select "Continue" to confirm that you're connecting to the correct bank (e.g., Bank of America).
Step A5:
Provide your login credentials on your bank’s login screen. Note: We will not have access to your credentials. After successful login, your bank will share the following with us:
- Routing number
- Account number
- Confirmation of a valid account
(The login screen will differ depending on your bank's interface.)
Step A6:
After successfully connecting your bank account, confirm the success message by clicking the blue button at the bottom of the screen.
Step A7:
Your bank account details are now added as a payment method. Upon completing your order, our payment provider will initiate a transfer.
You’ll be able to use your JMP products within minutes. Once funds are successfully transferred, you will receive an updated invoice.
Manual ACH Authentication (Steps B2–B8)
If your bank is not listed, or you don’t have your bank login credentials, follow the manual authentication process.
Step B2:
After selecting "US bank account", click "Enter bank details manually" under the list of bank logos.
Step B3:
Enter your bank's routing number and your account number, then click "Submit".
Step B4:
Return to the JMP Store by selecting the blue confirmation button at the bottom of the page.
Step B5:
The manual ACH payment method has now been added. Proceed with completing your order.
Step B6:
Your order is complete, and you will receive an order confirmation. However, fulfillment will be pending until the payment method is verified.
Within 1–2 business days, check your bank statement for a $0.01 micro-deposit. The deposit will include a 6-digit code (starting with "SM") in the comments section.
Step B7:
Click the link in the yellow section of your order confirmation email to enter the 6-digit code starting with "SM" and select "Verify".
Step B8:
Once the correct code is entered, you will see a confirmation of your account verification.
No further action is needed. We will send an updated order confirmation with instructions on how to access JMP.
